Regarding the test, there are 2 cases in which cover is offered.
1. If you are admitted in to hospital, then it is obligatory for you to take a coronavirus test.
In this instance, the test is covered by Generali as a hospital expense.
2. If Generali are to cover the cost of a test, of which you are taking whilst you are not hospitalised, it must:
a) Be referred by a doctor
b)The result must be positive.